Let's help make retirement a reality for all

Below you will discover insights and information that reflect our extensive experience with plan sponsors and participants. We offer practical ideas on plan design strategies along with proprietary research.

In Retirement Savings and Spending 4, the fourth of our annual participant surveys, T. Rowe Price examines the attitudes and behaviors of 401(k) plan participants to provide insights for plan sponsors and their advisors.

401(k) Providers: Participants' Go-To for Help

The 401(k) recordkeeper increasingly is playing a central role in a participant's financial life. With more participants than ever seeking help and advice in financial decisions from their 401(k) plan's provider, the recordkeeper is becoming the go-to source for tools and support—not just for retirement planning, but for all the participant’s financial decisions.

 

                 

 

Living in Retirement - How Satisfied are Retirees?

Research from T. Rowe Price finds that retirees who were (or currently are) participants in 401(k) plans are generally happy and optimistic about their futures. The graph below shows that for several key financial objectives, retirees have had substantial success, reporting “some” or “a great deal” of progress.

 

                         

 

 

       

 

Helping Workers Prepare for Successful Retirements

For private sector American workers, funding retirement is now largely dependent on workplace-provided 401(k) plans and Social Security. New T. Rowe Price research shows that it is a system that can be successful when people have access to it and use it.