Annual contribution limits for your combined IRAs are adjusted periodically by the IRS. You can contribute up to $5,500 ($6,500 if age 50 or older) in 2017.
95% of our Retirement Funds beat their 10-year Lipper average as of 12/31/16.+
1 As long as you've held the account at least 5 years and you're age 59½ or older.
We know you’re concerned about fees. That’s why we offer low-cost, actively managed mutual funds with no loads, commissions, or sales charges.
Annual Account Service Fee*
$20/T. Rowe Price account below $10,000
$20 if the account is closed
For more detailed information regarding fees, view the Fees and Minimums section of our Help Center.
* The annual account service fee will be waived if you subscribe to electronic delivery of statements, confirmations, and prospectuses and shareholder reports.
** A closeout fee is deducted from each IRA or Education Savings Account (ESA) mutual fund account that is fully redeemed, transferred to a non-IRA or ESA, or transferred out of T. Rowe Price.
Whether you are looking for a second opinion or helping bring clarity to your retirement picture, our experienced associates can help you make confident decisions based on your savings goals.
We offer a wide range of low-cost, no-load investments. Keep in mind that an IRA may be subject to an annual fee, and a fee may be assessed if the IRA is closed.