Reach your retirement goals

Strategic investing guides how we invest your money for retirement. We go beyond the numbers to uncover more opportunities. 

Retirement Solutions


Select the retirement account that is right for you to help reach the future you want.


Choose between a Roth or Traditional IRA. If you have an old employer-sponsored plan, a Rollover IRA could be an option for managing your retirement assets.


Small Business Plans

Our tax-deferred plans for self-employed individuals and business owners.


403(b) Plans

Retirement plans for employees of public schools and certain tax-exempt organizations.

Not Sure Where to Start With Retirement Planning?
Plan for Retirement Using Life Stages

Before selecting a retirement product, it can be helpful to formulate a plan. Your life stage will influence your plan and how it changes over time. Use our tools and resources to put your plan together, and see how Social Security benefits can factor into your retirement planning.

Why T. Rowe Price for Retirement?
Competitive Performance

Our expertise and collective experience allow us to thoughtfully focus on consistent, competitive performance for you.

Low Cost

Over 75% of our funds for individual investors have expense ratios below their peer category averages,* letting your money work for your retirement.

Disciplined Approach

We assess the risk and potential rewards of our investments, which is why clients have relied on us for more than 80 years.

A Passion for Exploration

What do renowned wildlife photographer Brian Skerry and T. Rowe Price investment professional and auto industry expert Joel Grant have in common? An active approach to life and work, driven by passion, curiosity, and a love of knowledge. It’s the kind of drive T. Rowe Price investment professionals bring to our investment approach every day. Check out their story in the accompanying short film.


Ready to Start? Speak to a Retirement Specialist 1-800-831-1432  

T. Rowe Price Insights®
Retirement Savings

What’s Your Best Contribution Order?

March 21, 2018
Retirement Savings

Are You on Track for a Successful Retirement?

January 30, 2018
Retirement Planning

What Should I Do With My Old 401(k)?

February 14, 2018

T. Rowe Price mutual funds are subject to ongoing management fees and may be subject to redemption fees. An IRA may be subject to an annual fee, and a fee may be assessed when an IRA is closed. See prospectus for details. 

*Source: Lipper Inc. 172 of 217 funds (excluding institutional and bank institutional funds as defined by Lipper) more than 6 months old had expense ratios below their Lipper averages based on fiscal year‐end data available as of 6/30/18.

36 of our 40 Retirement Funds had a 10-year track record as of 6/30/18 (includes all share classes). 36 of these 36 funds beat their Lipper averages for the 10-year period. 33 of 40, 39 of 39, and 35 of 36 of the Retirement Funds outperformed their Lipper average for the 1-, 3-, and 5-year periods ended 6/30/18, respectively. Calculations are based on cumulative total return. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)