In addition to our 80+ years of investment management experience, we have a history of providing innovative asset allocation solutions to our clients. Our multi-asset portfolios are built on a foundation of underlying equity and fixed income strategies and benefit from the firm’s strong focus on active management.
Our Asset Allocation Committee is responsible for making investment and allocation decisions for our multi-asset portfolios. This committee is composed of seasoned investment professionals across the firm who bring decades of industry experience to decisions regarding our portfolios.
Model Design and Asset Allocation
Portfolio managers construct and manage 10 model portfolios in the program. Each model is built to reflect a specific risk tolerance and time horizon and invests in a specially selected mix of diversified, actively managed T. Rowe Price funds.
Collaboration With Research and Allocation Teams
While the portfolio managers are solely responsible for constructing the model portfolios, they collaborate regularly with the firm’s multi-asset and research teams. These discussions provide ideas and insights they can use to make investment and asset allocation decisions for the model portfolios.
Ongoing Oversight of Model Portfolios
Portfolio managers analyze information and data and follow a disciplined process to make investment decisions for the model portfolios.
Guido F. Stubenrauch, CFA
13 years—investment experience
17 years—tenure with T. Rowe Price
Guido F. Stubenrauch is a vice president of T. Rowe Price Group, Inc. and T. Rowe Price Associates, Inc. He is a portfolio manager and investment allocation analyst within the Multi-Asset Division. He serves as co-portfolio manager of the T. Rowe Price ActivePlus Portfolios and is an Investment Advisory Committee member of the Balanced Fund, Personal Strategy Funds, Spectrum Funds, and Retirement Funds. Prior to joining T. Rowe Price in 1999, he worked for J.P. Morgan in their Global Liquidity & Capital Raising division. Guido earned a B.A. in business administration and economics, summa cum laude, from McDaniel College and an M.S. in finance from Loyola University Maryland. He has also earned the Chartered Financial Analyst designation.
Robert A. Panariello, CFA, CAIA, FRM
11 years—investment experience
11 years—tenure with T. Rowe Price
Robert A. Panariello is a vice president of T. Rowe Price Group, Inc. and T. Rowe Price Associates, Inc. He is a portfolio manager and a quantitative analyst in the Multi-Asset Division, with research, product development, and portfolio management responsibilities. He serves as co-portfolio manager of the T. Rowe Price ActivePlus Portfolios and is an Investment Advisory Committee member of the Global Allocation Fund. Robert joined the firm in 2005. He earned a B.S. and an M.S.E. in applied mathematics and statistics and an M.S.E. in financial mathematics, all from Johns Hopkins University. Robert has also earned the Chartered Financial Analyst, Financial Risk Manager and Chartered Alternative Investment Analyst designations.
Toby M. Thompson, CFA, CAIA
23 years—investment experience
9 years—tenure with T. Rowe Price
Toby M. Thompson is a vice president of T. Rowe Price Group, Inc. and T. Rowe Price Associates, Inc. He is a portfolio manager within the Multi-Asset Division. He serves as co-portfolio manager of the T. Rowe Price ActivePlus Portfolios and Managed Volatility Strategies and is a member of the Investment Advisory Committees of the Global Allocation Fund, Balanced Fund, Personal Strategy Funds, and Spectrum Funds. Prior to joining the firm in 2007, he served as director of investments of the I.A.M. National Pension Fund. Before joining the I.A.M. National Pension Fund, Toby was a principal with Brown Investment Advisory, where he worked in fixed income research, served as director of open architecture and asset allocation, and was a member of the firm's Strategic Investment Committee. Toby earned a B.S. in business and economics from Towson University and an M.B.A. in finance from Loyola University Maryland. He has earned his Chartered Financial Analyst and Chartered Alternative Investment Analyst designations. Toby is also the chairman of the National Aquarium Foundation in Baltimore.
With T. Rowe Price ActivePlus Portfolios, you get online advice powered by experts who oversee, allocate, and rebalance your investments—so you don’t have to. Start now with our brief online questionnaire.
Once you open and fund your account, it’s important to stay connected. Be sure to update your time horizon at least annually to reflect the passage of time or other important life changes. That helps ensure your investments are aligned with the corresponding model portfolio.
We’ll continue to manage your account based on your most recent responses to our online questionnaire.