Retirement Planning


Social Security Simplified

December 27, 2017
T. Rowe Price personal finance experts answer questions they received from clients regarding Social Security and share their insights on how to make the most of Social Security benefits in retirement.

Key Points

  • Social Security is not a simple benefit system. It is worth learning about the rules of the program and understanding how benefits are calculated so you can make informed decisions on your claiming strategy.
  • Because Social Security is a significant, inflation-adjusted source of steady income, it should be an important part of your holistic income strategy in retirement.
  • Social Security claiming is not one size fits all. There are specific considerations for you to think through if you are single, married, divorced, or widowed.

Please watch the replay of this webcast at your leisure.


This material has been prepared by T. Rowe Price for general and educational purposes only. This material does not provide fiduciary recommendations concerning investments or investment management. T. Rowe Price, its affiliates, and its associates do not provide legal or tax advice. Any tax-related discussion contained in this material, including any attachments/links, is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding any tax penalties or (ii) promoting, marketing, or recommending to any other party any transaction or matter addressed herein. Please consult your independent legal counsel and/or professional tax advisor regarding any legal or tax issues raised in this material.

View investment professional background on FINRA's BrokerCheck.