Legal Information - Important, please read
RMDs are not required in 2020 as a result of the CARES Act, which was passed on March 27th, 2020.
If you turned 70½ on or before 12/31/19, you should resume your RMDs in 2021. The SECURE Act,
which was enacted in December 2019, provides that if you did not turn age 70½ on or before December
31, 2019, you are not required to take your first RMD until the year in which you turn 72.
*If you have more than one IRA, you are required to calculate the RMD for each IRA separately for each taxable year. Please note that you may aggregate all of your RMD amounts for your IRAs
and withdraw the total from one IRA or a portion from each of your IRAs.
If you do not include all balances, the total annual RMD amount may not be accurate. RMDs are not required
for Roth IRAs and Roth Rollover IRAs and should not be included in your total IRA balances.