Fiscal Year End
|| Foreign Large Blend
The fund's objective is to seek long-term capital appreciation.
The Spectrum International Fund normally invests in developed and emerging market equity funds, a money market fund, and from time to time, international bond funds.
The fund could be an appropriate part of your overall investment strategy if you would like a one-stop approach to broad international diversification and can accept the possibility of significant share price declines in an effort to achieve long-term capital appreciation. The fund can be used in both regular and tax-deferred accounts, such as IRAs.
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The fund offers a professionally managed allocation of assets among a broad range of stock and, to a lesser degree, bond funds, which, in turn, have holdings in many different foreign countries, industrialized as well as emerging markets, and in both large and small companies. Because it invests in a variety of underlying funds, the fund's performance could benefit from diversification.
This fund's risks will directly correspond to the risks of the underlying funds in which it invests. By investing in many underlying funds, the fund has partial exposure to the risks of many different areas of the market. However, the selection of the underlying funds and the allocation of the fund's assets among various asset classes and market sectors could cause the fund to underperform other funds with a similar investment objective.