T. Rowe Price Personal Strategy Income Fund (PRSIX)

Pursue total returns with an emphasis on income.

Call 866-831-3713 to speak to an investment specialist about the Personal Strategy Income Fund.

Ticker Symbol:
Fund Status:
Open to new Retail investors  /  Open to subsequent Retail investments
Fund Objective
Quick Stats
Fiscal Year End  May
Morningstar Category  Allocation--30% to 50% Equity
Inception Date 07/29/1994
Tax ID 52-1877338
Investment Objective
The fund seeks the highest total return over time consistent with a primary emphasis on income and a secondary emphasis on capital growth.
Invests in a diversified portfolio typically consisting of about 40% stocks, 55% bonds, money market securities, and cash reserves; and 5% alternative investments. The manager can rebalance the investment mix, within defined ranges, based on the economic outlook, interest rates, and financial markets. Effective October 1, 2016, Blackstone Partners Offshore Fund was added as an underlying investment of the T. Rowe Price Personal Strategy Income Fund.
Investor Profile
Individuals who seek primarily income but also some capital growth. Appropriate for both regular and tax-deferred accounts, such as IRAs and Keoghs.
Risk/Reward Potential*
Click on the risk/reward spectrum below to view the funds in that category
The fund focuses primarily on income and, secondarily, on capital growth; it offers the lowest risk/reward ratio of the Personal Strategy Funds. The common stock portion of the portfolio has the potential to grow faster than inflation over the long term to help protect purchasing power, while the bond portion can help cushion changes in stock prices. The manager can rebalance the investment mix, within defined ranges, based on the economic outlook, interest rates, and financial markets.

Investing equally in stocks and bonds, the fund carries the same risks as its counterparts, albeit to a lesser degree, while money-market securities help provide stability.
* Annually we evaluate the standard deviation of each US mutual fund listed and its resulting placement within specific risk/return categories.

Methodology: If a fund is at least 5 year old, it is generally placed in risk/return categories based on the standard deviation of its performance for the longest period of its calendar year returns; the longest time period used for analysis is 10 years (regardless of the fund's inception). If a fund is less than 5 years old, we generally use the fund's primary benchmark disclosed in its prospectus as a proxy and follow the same process of using 10-year standard deviation of the benchmark, or longest time period available. The firm at its sole discretion may show a fund in a higher risk category based on qualitative or other factors that may differ from this methodology.
See Glossary for additional details on all data elements.