/*
	glossary definitions added here to fbk.tooltip namespace in YAHOO object
	 markup could even be added to these to display in the DIV element pop-up 
*/

	YAHOO.namespace('fbk.tooltip');
	YAHOO.fbk.tooltip.ticker='Letters that identify a security for trading purposes on the consolidated tape.';
	YAHOO.fbk.tooltip.investorProfile='A description of the type of investor who might consider investing in a particular fund.';
	
	YAHOO.fbk.tooltip.mstar='The Morningstar Rating for funds reflects a mutual fund\'s historical risk-adjusted performance as of a specific date. Funds are rated for up to three time periods (three, five, and 10 years). These separate ratings are then weighted and averaged to produce an overall rating. Funds with less than three years of performance history are not rated. Morningstar computes risk-adjusted return by subtracting a risk penalty (as determined by the amount of variation in the fund\'s monthly returns) from the fund\'s load-adjusted excess return. Funds are then ranked within their respective Morningstar categories, and stars are assigned. The top 10% of funds in each category receive five stars, the next 22.5% receive four stars, the next 35% receive three stars, the next 22.5% receive two stars, and the bottom 10% receive one star. A high rating reflects either above-average returns, below-average risk, or both.';
	YAHOO.fbk.tooltip.expenseRatio='This amount, expressed as an annualized percentage of total assets, is what shareholders pay for mutual fund operating expenses and management fees. The expense ratio is disclosed in the prospectus.';
	  
	YAHOO.fbk.tooltip.afterTaxReturns='The returns presented in this table reflect the return before taxes, the return after taxes on dividends and capital gain distributions, and the return after taxes on dividends, capital gain distributions, and gains (or losses) from the redemption of shares held for 1-, 5-, and 10-year or since-inception periods as applicable. After-tax returns reflect the highest federal income tax rate but exclude state and local taxes. The after-tax returns reflect the rates applicable to ordinary and qualified dividends and capital gains effective in 2003. During periods when the fund incurs a loss, the post-liquidation after-tax return may exceed the fund\'s other returns because the loss generates a tax benefit that is factored into the result. An investor\'s actual after-tax return will likely differ from those shown and depend on his or her tax situation. Past before- and after-tax returns do not necessarily indicate future performance';
	
	YAHOO.fbk.tooltip.fiscalYE='Accounting period covering 12 consecutive months, 52 consecutive weeks, 13 consecutive four-week periods, or 365 consecutive days, at the end of which the books are closed and a profit or loss is determined.';
	YAHOO.fbk.tooltip.riskReward='The relationship between the degree of risk associated with an investment and its return potential. Typically, the higher the potential return of an investment, the greater the risk.<br/><a href="#" onclick="javascript:openRisksInvesting(); return false;">Click here for a more detailed explanation of how risk/reward can impact your investments</a>';
	
	YAHOO.fbk.tooltip.distSched='Payments of a mutual fund\'s net investment income and capital gains to shareholders.';
	
	YAHOO.fbk.tooltip.beta='Statistical measure of a security\'s volatility relative to the broader market. For a stock fund, beta is measured against the S&P 500, which is deemed to equal 1.00. A beta higher than 1.00 means the fund has experienced greater sensitivity to swings in the market, while a beta of less than 1.00 means the fund has experienced less sensitivity. For example, a fund with a beta of 1.5 can be expected to rise (or fall) by 15% for each 10% gain (or loss) in the S&P 500. Note that beta is less useful as a risk measure with respect to certain types of funds, such as international, metals, and specialty funds, whose performance sometimes bears little relationship to the movement of the S&P 500. The relevance of a fund\'s beta is indicated by its R-Squared value (see definition for R-Squared).';
	YAHOO.fbk.tooltip.earningsGrowthRate='The rate at which a company\'s earnings are expected to increase in the future. The Earnings Growth Rate for Domestic Stocks is based upon the projected earnings and the Earnings Growth Rate for Foreign Stocks is based upon the fund\'s current fiscal year.';
	YAHOO.fbk.tooltip.medMarketCap='The value of a corporation calculated by multiplying the number of outstanding shares by the current share price. Mutual funds often use market capitalization to determine if a company with, say, a market capitalization of $100 million, qualifies as an investment in a particular fund category.';
	YAHOO.fbk.tooltip.peRatio='The price of a stock divided by its earnings per share. This figure may use either the reported earnings from the latest year (trailing P/E) or an analyst\'s forecast of next year\'s earnings (forward P/E). The P/E gives mutual fund investors an idea how much, on average, the manager of a particular fund is paying for a company\'s earnings power. The higher the P/E, the more the manager, and subsequently investors, are paying for that potential. Young, fast-growing companies are typically high-P/E stocks with multiples over 20, while less risky, older, and more established companies usually sell at lower P/Es.';
	YAHOO.fbk.tooltip.r2='A measure, in percentage terms, of how closely a fund\'s performance correlates to the broader market, as measured by the S&P 500. It is useful in determining a fund\'s level of diversification. An R-squared of 100 means that the fund is exactly as diversified as the S&P 500, and therefore that 100 percent of its performance is attributable to the market (as would be the case for an index fund). R-squared is measured over a three-year period using monthly observations.';	
	YAHOO.fbk.tooltip.priceBook='A company\'s stock price divided by its per-share book value. If a company\'s stock is trading below book value, that may mean the shares are undervalued.';	
	YAHOO.fbk.tooltip.stanDev='Shows the degree of variation in a fund\'s returns. For example, a fund with a standard deviation of 10 can be expected to produce an annual return that is within 10 percentage points (plus or minus) of its average annual return two-thirds of the time. It is a useful measure of a fund\'s risk. Value Line measures standard deviation using monthly observations, but expresses the result on an annualized basis.';
	YAHOO.fbk.tooltip.turnoverRate='A percentage of holdings a fund buys and sells during a year.';
	YAHOO.fbk.tooltip.weightedAvgDuration='The average time (expressed in years) it takes investors to receive the present value of the future cash flows on their investment. It is used to measure the sensitivity of bond prices to interest rate changes (the shorter the duration, the less the bond\'s price will rise or fall in value when interest rates change). Duration is affected by maturity, the coupon, and the time interval between payments. Other things being equal, a bond with a higher coupon will have a shorter duration, while zero-coupon bonds have the longest.';


	YAHOO.fbk.tooltip.transFee='A fund with a fee for buying or selling shares, similar to a brokerage fee or commission paid when a stock is bought or sold. Many funds in the Mutual Fund Gateway are available without a transaction fee. A $35 fee applies to transactions in the remaining funds. Please note that T. Rowe Price Investment Services, Inc. may receive administrative fees of up to 35 basis points from funds that do not charge a transaction fee for providing record keeping and shareholder services.';
	YAHOO.fbk.tooltip.load='Sales charge paid by an investor who buys shares in a load mutual fund or annuity. T. Rowe Price considers any fund with 12b-1 fees in excess of 25 basis points to be load.';
	YAHOO.fbk.tooltip.noload='Mutual fund offered by an open-end investment company that imposes no sales charge (load) to purchase shares. Investors can buy shares directly from the fund company, rather than through a broker. T. Rowe Price considers any fund with 12b-1 fees in excess of 25 basis points to be load.';
	YAHOO.fbk.tooltip.redemFee='Fee charged to shareholders by a mutual fund when they sell shares within a specified period. The time limit and size of fee vary among funds. The fee is usually paid to the fund, not the fund\'s investment advisor. Its purpose is to protect long-term investors from short-term traders.';
	YAHOO.fbk.tooltip.b1Fee='Fee assessed by a mutual fund to cover advertising and promotion expenses. It is assessed against the net assets of the fund, so all fund shareholders pay it. A 12b-1 fund must be registered with the Securities and Exchange Commission (SEC), and the charge must be disclosed in the fund\'s prospectus.';
	YAHOO.fbk.tooltip.sysPurch='A recurring deposit where the same amount each month is automatically debited from your bank account and is invested in a mutual fund.';
	YAHOO.fbk.tooltip.aab='A recurring deposit where the same amount each month is automatically debited from your bank account and is invested in a mutual fund.';

	YAHOO.fbk.tooltip.riskCategory='A fund is categorized by the level of volatility associated with the investment versus the potential for appreciation relative to the risk being taken.';
	YAHOO.fbk.tooltip.mstarCategory='The Morningstar Category classifies a fund based on its investment style as measured by underlying portfolio holdings (portfolio statistics and compositions over the past three years). If the fund is new and has no portfolio, Morningstar estimates where it will fall before assigning a more permanent category. When necessary, Morningstar may change a category assignment based on current information.';
	YAHOO.fbk.tooltip.ThirtyDaySECYield='A standardized yield calculation for bond funds. The formula for calculating 30-day yield is specified by the U.S. Securities and Exchange Commission (SEC). The formula translates the bond fund\'s current portfolio income into a standardized yield for reporting and comparison purposes.';

	YAHOO.fbk.tooltip.SevenDayAnnDivYield='The average daily dividends for the seven days annualized by 365 days and divided by the net asset value per share at the end of the period.';
	
	YAHOO.fbk.tooltip.oneYearReturn='Return on an investment over a specified period, including price appreciation (or depreciation) plus any reinvested income, expressed as an average annual compound rate of return. Average Annual Total Return is always hypothetical and should not be confused with actual year-by-year results. It smoothes out all of the variations in annual performance to tell you what constant year-by-year return would have produced the investment\'s actual cumulative return. This gives you an idea of an investment\'s annual contribution to your portfolio, provided you held it for the entire period.';
	
	YAHOO.fbk.tooltip.fundMgrTenure='Year fund manager joined T. Rowe Price and affiliates.';
	YAHOO.fbk.tooltip.netAssets='Differences between a company\'s total assets and liabilities.';
	YAHOO.fbk.tooltip.printSetup='For best results, we suggest adjusting your page settings to a 1 inch margin and a landscape orientation within \"Page Setup\" (select \'File\' from the menu bar at the top of the browser).';
	
	
	//YAHOO.fbk.tooltip.='';